The coed came running in tears to her father. "Dad, you gave me some terrible financial advice!" she cried. "I did? What did I tell you?" asked the dad. "You told me to put my money in that big bank, and now that big bank is in trouble." "What are you talking about? That's one of the largest banks in the world," he said. "Surely there must be some mistake." "I don't think so," she sniffed. "They just returned one of my checks with a note saying, 'Insufficient Funds.'"